Brookside Asset Protection

Brookside Asset Protection with AMS Insurance Ltd

At Brookside we want you to be happy with your purchase throughout its ownership. We believe that Brookside’s asset protection will give you that piece of mind.

Have you ever wondered what would happen if your car is written off because of an accident, fire or theft. Your insurer may not match the original price you paid for your car, leaving you out of pocket. Brookside guaranteed Asset Protection goes well beyond other GAP cover as it provides ‘Dual Protection’.

How does it work?

We offer Asset Protection to all our customers as an optional add-on. It’s a convenient way to safeguard against the unexpected, with the option to claim up to the original cost of the car. With our asset protection you can cancel at any time or transfer it to another purchase*.

 If you’re financing your car and you purchase the vehicle for £20,000 then the current finance settlement for your vehicle would be £20,300.

Your motor insurance company pay-out would be £13,000. That would leave £7,300 left to pay out of your pocket. If you have Asset Protection with Brookside, that’s all covered so you wouldn’t have to worry about clearing the rest of your outstanding finance.


If you’re buying your car with cash, it works almost exactly the same way. If you paid £20,000 for your car and it’s written off for any reason, your motor insurance company pay-out would be £13,000. An Asset Protection pay-out of £7,000 tops it up to the price you originally paid.

What is covered?

  • Passenger Cars, Light Commercial Vehicles up to 3500KG-GVW, Motorcycles, Motor Scooter 

  • Up to £250.00 of your excess if applied by your insurer

  • Claim cover available up to £50,000

  • Vehicles written off due to theft, accident, fire or unforeseeable events whereby your insurer deems the vehicle a write off.

*There may be an admin charge for this.

GAP insurance is underwritten by Lloyd’s Syndicate 4444, which is managed by Canopius Managing Agents Limited. Registered in England and Wales no. 01514453 in the United Kingdom. Canopius Managing Agents Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference: 204847.

Policy cover and duration varies. For full terms and conditions and pricing please contact us at Brookside where a member of the sales team will gladly help. A policy can be added to your purchase up to 180 days after you taking delivery of it. Brookside Garage Anglesey Ltd’s Asset Protection is administered by AMS Insurance Services Limited, Heyford Park House, Upper Heyford, Bicester, OX25 5HD. The Brookside Garage (Anglesey) Ltd t/a Brookside Garage is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts and finance. 

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